⚠️ Scheduled Maintenance on June 04 · 6:00–9:00 AM UTC — Airtm will be temporarily unavailable. Don't worry, your funds are safe with us.
With a single integration, your platform can pay people across the world. We deliver to their bank account or as cash, in their local currency. We handle the currency exchange and the local delivery.
One integration reaches dozens of countries and hundreds of payout methods — your customers don’t even need an Airtm account.
1
2
3
Register
Create sender and receiver with your existing KYC as reliance. We return available rails for the destination.
Quote & Execute
Request a quote for the corridor, get pricing and FX. Execute against the quote — we return funding instructions.
We deliver
Fund in USDC. We handle compliance, currency exchange, and last-mile delivery. Webhook fires on completion.
Is building the next generation of global money movement through stablecoins. Powered by Stellar, Solana, and global partners, Decaf helps turn stablecoins into real-world financial access.
“Airtm has spent over a decade building local infrastructure that is compliant, reliable, and deeply connected to the communities that need it most. Integrating their rails means our users get access to the most established local payment network in the region.”
Rick Martin, CEO
DECAF
Pick the one that fits how you work — pay people directly, build payouts into your own product, or let your users connect their Airtm account.
Users connect their Airtm wallet; you move money in and out.
Add global payouts to your own product.
Pay anyone, anywhere — instantly.
A familiar “connect your account” experience for moving dollars.
Build Airtm’s payout network into your platform.
Pay your people directly, into their Airtm account.
Users connect their Airtm wallet; you move money in and out.
A familiar “connect your account” experience for moving dollars.
Description Your users approve once — like signing in with a trusted service — and can then move dollars in and out of your product. They stay in control, and can disconnect at any time.
Best for Wallets & Fintechs · Payment Platforms · Exchanges · Payroll & HR
Why Airtm Tap into millions of people who already use Airtm — no new accounts to set up.
Add global payouts to your own product.
Build Airtm’s payout network into your platform.
Description With a single integration, your platform can pay people across the world. We deliver to their bank account, mobile wallet, or preferred payout method. We handle the currency exchange and last-mile delivery.
Best for Wallets & Fintechs · Marketplaces · Payroll & HR · Remittance platforms
Why Airtm One integration reaches dozens of countries and hundreds of payout methods — and your customers don't even need an Airtm account to get paid.
Pay anyone, anywhere — instantly.
Pay your people directly, into their Airtm account.
Description Each person receives dollars right away in their Airtm account. No bank account needed. From there, they can spend, invest, or convert to local currency.
Best for Freelancer Platforms · Research Panels · AI & Data Teams · NGOs
Why Airtm Pay fairly and on time, even in countries where traditional payments don't reach. Median enterprise payout time: 7 minutes. Start manually, scale to bulk, or automate fully — your way.
Embed Airtm's payout network into your product and give your users a way to receive money anywhere.
You authenticate with a partner-scoped API key, register senders and receivers, request quotes, and execute transactions. We return funding instructions — you fund in USDC, we deliver in local currency. Full API docs and sandbox available.
No. With Embedded Payments, your users receive payouts directly to their local bank account, mobile money, or cash point. No Airtm account required.
With Embedded Payments, your users never see Airtm — we deliver payouts to their local bank account or cash point directly. With Airtm Connect, the user has an Airtm wallet and links their account to your platform to move dollars in and out.
Typically under 3 minutes for key corridors. Delivery speed depends on the destination rail — instant rails like PIX and Pago Móvil settle immediately.
We operate a KYC reliance model — you perform KYC on your users, we accept it without duplicating. Airtm handles sanctions screening, transaction monitoring, and regulatory reporting independently. FinCEN registered.
